An API certified property valuer is an industry expert educated and trained by the Australian Property Institute (API) to value real property. Certified valuers provide accurate and transparent valuation reports across residential, commercial, and industrial properties. They adhere to ethical and procedural standards, making them highly regarded professionals in Australia who offer reliable advice based on extensive due diligence.

Both aim to determine property value, but a bank valuation focuses on minimizing risk. A bank valuer conducts it for loan security, often resulting in a conservative value. A property valuation, however, seeks the fair market value based on quantifiable evidence and objective data, conducted by an independent valuer without conflict of interest or bias.